THE Garrett Insurance GROUP
In 1980 Garrett & Associates was
founded as an agency for the
insurance company, Instituto
Nacional de Seguros (INS). In 2009
the insurance market in Costa Rica
was opened up, allowing insurance
companies other than INS to operate
in this country.
To give optimum service, in 2010 we
founded Unicen Corredora de Seguros,
a brokerage with all the legal
requirements to give full service,
representing all the best insurance
companies in Costa Rica. We do
business as The Garrett Insurance
We are known for giving excellent
insurance information, advice and
service to the foreign community in
Costa Rica. In 1993 we sponsored a
widely acclaimed English-language
manual “Insurance in Costa Rica”.
Since 1990 a similarly named column
has appeared in The Tico Times six
times a year. (See collection of
articles on our web site
Since 2006 we publish in newspapers
and on the Internet a series of
“INSURANCE NUGGETS” which give brief
information and advice on
We give service to a number of large
multinational companies, boasting
open communications with their risk
managers all over the world.
We offer the following advantages:
1. Impeccable reputation.
2. Part of a regional consortium
UNICEN CENTROAMERICA which allows us
to coordinate region-wide coverage.
3. Correspondents in Costa Rica for
WILLIS, one of the foremost
4. All our brokers are bilingual
English-Spanish. Some have other
5. Up to date communications.
6. We have specialized departments
for the main lines of insurance:
Automobile Insurance, Claims, Fire &
Natural Disasters, Personal
Insurance, Employee Benefits, etc.